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Question I was thinking about in the car...

A question occurred to me on the way to work this morning: How much would a Medicaid policy cost on the public market, and has there ever been an idea to sell individual Medicaid policies to people who aren't indigent? Determining the rates might be problematic, and I don't know if there are any legal or ethical problems, but musing about it, it surprised me that as far as I know, it hasn't been proposed. I've looked around cursorily to figure out if economists/health care policy analysts/etc have calculated how much a Medicaid policy would cost on the open market hypothetically. When I have more time, I'll dig deeper.

It seems complicated but not prohibitively so. Especially since the infrastructure is already there for government-provided care, it seems like a natural idea. For people who don't get insurance through work, don't meet the poverty thresholds, and can't afford to buy insurance from a private insurance policy, it seems like a good way for them to purchase coverage and add to the Medicaid pot.

This will be my imagination's equivalent of an earworm.